5 Best Survey Apps in Nigeria That Pay Directly to Bank Accounts

Earning extra money online has become a goal for many Nigerians, and survey apps are one of the simplest ways to do this. These apps reward users for sharing opinions, testing products, and answering questions. But here’s the challenge: while a lot of international survey platforms are legit, many of them pay through PayPal or gift cards — and these options can be stressful for Nigerians due to restrictions and fees.

The good news is that there are survey apps in Nigeria that pay directly to bank accounts. That means no foreign exchange headaches, no PayPal stress, and no useless gift cards. Just real naira in your local account.

In this article, we’ll explore the five best survey apps in Nigeria that offer direct bank payments, their features, and how you can make the most of them.

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1. OpinionPadi

OpinionPadi is a homegrown platform designed for Nigerians who want to earn from surveys and simple online tasks. Unlike many international apps, it eliminates the payment barriers by allowing users to withdraw earnings directly to Nigerian bank accounts.

Key Features:

• Free sign-up with a simple profile setup.

• Surveys tailored to Nigerian users, reducing the chance of getting disqualified.

• Opportunities to test apps and give feedback in addition to regular surveys.

• Direct naira payouts to your bank account.

Earnings:

• Short surveys: ₦50–₦200 each.

• Longer surveys or app testing: ₦500–₦2,500.

• Consistent users report ₦10,000–₦50,000 monthly.

Why it’s worth trying: OpinionPadi is not the only paid survey platform available, but it’s one of the few that pays directly to Nigerian banks. That makes it convenient and accessible, especially for those who don’t want to deal with PayPal and other international restrictions.

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2. Jumia One

Jumia One is more than just a legit survey app — it’s also a lifestyle and payment app. Alongside bill payments and shopping deals, Jumia One offers occasional surveys and tasks.

Key Features:

• Earn rewards from short surveys and app usage.

• Cashback and discounts on airtime, data, and shopping.

• Earnings can be withdrawn into your JumiaPay balance and then sent to your bank.

Why it’s worth trying: While survey opportunities may not be as frequent as dedicated survey apps, Jumia One combines rewards with services many Nigerians already use.

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3. PalmPay Rewards

PalmPay has become a popular fintech app in Nigeria. In addition to money transfers and bill payments, it also includes a rewards section where you can earn points and small cash rewards from surveys, games, and daily logins.

Key Features:

• Short, easy surveys available in-app.

• Points earned can be converted to cash.

• Withdrawals possible to your PalmPay wallet, which then transfers to your bank.

Why it’s worth trying: PalmPay is already widely used for payments. The added survey and reward system is a bonus way to earn extra while using the app.

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4. Streetbees

Streetbees is an international survey app but has gained popularity in Nigeria because it offers payments in local currency. The app pays users for completing “missions”, which may include answering questions about daily life, taking photos, or giving feedback on products.

Key Features:

• Tasks are simple and lifestyle-based.

• Payments made in naira to your bank.

• Easy-to-use mobile app.

Why it’s worth trying: Streetbees makes surveys feel less like a chore and more like sharing personal experiences. However, missions may not always be available daily.

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5. Google Opinion Rewards

Google Opinion Rewards is a trusted global app that has expanded to Nigeria. Users answer short surveys about apps, shopping, and preferences, and in return, earn rewards.

Key Features:

• Surveys are usually 1–5 questions long.

• Quick and simple to complete.

• In Nigeria, users can link earnings to their account for payouts.

Why it’s worth trying: Although rewards are small, Google’s reliability and global reach make this app a safe choice.

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Why Choose Survey Apps That Pay Directly to Bank Accounts?

Many international survey apps rely on PayPal, Payoneer, or gift cards. For Nigerians, these payment methods often come with:

• Extra fees when converting to naira.

• Payment restrictions (e.g., Nigerian PayPal can’t receive funds).

• Limited use of gift cards locally.

Direct bank payment is simply more practical:

• Faster access to funds.

• No currency conversion stress.

• Easier withdrawals without middlemen.

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Tips for Maximizing Earnings from Survey Apps

1. Join multiple platforms: Don’t rely on a single app. Register on 2–3 to increase your opportunities.

2. Complete your profile properly: Apps use your profile to match you with surveys. Incomplete profiles may reduce your chances.

3. Check regularly: Surveys are often limited and time-sensitive.

4. Be honest in responses: Genuine feedback keeps you eligible for future surveys.

5. Withdraw earnings consistently: Avoid leaving large sums pending in apps for too long.

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Frequently Asked Questions (FAQs)

1. Can I earn a full-time income from surveys?
Not likely. Surveys are best for side income, with average monthly earnings ranging from ₦10,000–₦30,000 depending on consistency.

2. Are survey apps in Nigeria legit?
Yes, but always stick to known platforms like OpinionPadi, Jumia One, PalmPay, Streetbees, and Google Opinion Rewards. Avoid apps that ask you to pay upfront.

3. Do I need special skills to take surveys?
No. You only need a smartphone, internet connection, and the ability to follow instructions.

4. Which app pays the fastest in Nigeria?
OpinionPadi and PalmPay usually process payments quickly because they support direct bank transfers.

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Conclusion

Survey apps that pay directly to bank accounts can be a reliable way to earn extra income in Nigeria. While they won’t replace a full-time job, they are perfect for students, stay-at-home parents, or anyone looking to make the most of their free time.

Out of the many options available, these five survey apps in Nigeria that pay directly to bank accounts stand out for their reliability and ease of payment:

1. OpinionPadi

2. Jumia One

3. PalmPay Rewards

4. Streetbees

5. Google Opinion Rewards

Frequently Asked Questions (FAQs) About Survey Apps in Nigeria

1. Can survey apps really pay in Nigeria?

Yes. Many apps are legit and pay users for completing surveys, testing apps, or performing small online tasks. The key is choosing apps that support direct naira bank transfers like OpinionPadi, Jumia One, or PalmPay.

2. How much can I earn from survey apps in Nigeria?

Earnings vary depending on the app and how active you are. On average:

• Short surveys: ₦50–₦200 each.

• Long surveys or app tests: ₦500–₦2,500.

• Monthly earnings: ₦10,000–₦30,000 for consistent users.

Survey apps are not a full-time income source but provide useful extra cash.

3. Do I need to pay money to join survey apps?

No. Legit survey platforms are free to join. Be cautious of any app that requests payment upfront — this is often a red flag.

4. Which survey app pays the fastest in Nigeria?

OpinionPadi is one of the fastest because it processes payments directly to Nigerian bank accounts. PalmPay and Streetbees also offer quick transfers once tasks are approved.

5. Can students and stay-at-home parents use survey apps?

Absolutely. Survey apps are flexible and can be used by anyone with a smartphone and internet connection. They are especially useful for students, stay-at-home parents, or anyone looking for side income.

6. What do I need to start using survey apps?

• A smartphone (Android or iOS).

• Reliable internet connection.

• Bank account details (for withdrawals).

• Accurate profile information to qualify for surveys.

7. Why do some surveys disqualify me after starting?

Survey apps use profile matching. If your answers don’t fit the target group the survey is looking for, you may be screened out. To avoid this, make sure your profile is filled in completely and honestly.

8. Are international survey apps like Swagbucks available in Nigeria?

Some are, but many pay through PayPal or gift cards, which can be inconvenient for Nigerians. That’s why local-friendly apps like OpinionPadi are often better options when it comes to credible survey apps in Nigeria.

Each has its strengths, but OpinionPadi is particularly convenient because it’s tailored to Nigerian users and pays directly in naira. Still, combining multiple platforms ensures you maximize your earning potential.

If you’ve been wondering how to make money online in Nigeria without the stress of foreign payment systems, these apps are a great place to start.